Call reports 2017
PANORA STATE BANK — 2017
What PANORA STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 72,700,000 | 71,092,000 | 70,634,000 | 72,573,000 |
| Total loans | 23,997,000 | 23,297,000 | 20,708,000 | 20,287,000 |
| Allowance for loan losses | 216,000 | 216,000 | 207,000 | 208,000 |
| Securities available for sale | 10,333,000 | 9,807,000 | 9,689,000 | 8,878,000 |
| Securities held to maturity | 31,990,000 | 32,369,000 | 31,626,000 | 31,154,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,653,000 | 50,630,000 | 50,648,000 | 52,123,000 |
| Interest-bearing deposits | 47,539,000 | 45,321,000 | 44,950,000 | 45,903,000 |
| Noninterest-bearing deposits | 5,114,000 | 5,309,000 | 5,698,000 | 6,220,000 |
| Equity capital | 14,309,000 | 14,267,000 | 14,478,000 | 14,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 557,000 | 1,147,000 | 1,732,000 | 2,306,000 |
| Interest expense | 69,000 | 134,000 | 200,000 | 267,000 |
| Net interest income | 488,000 | 1,013,000 | 1,532,000 | 2,039,000 |
| Noninterest income | 15,000 | 35,000 | 54,000 | 74,000 |
| Noninterest expense | 188,000 | 364,000 | 552,000 | 731,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 315,000 | 684,000 | 1,034,000 | 1,382,000 |
| Income tax | 16,000 | 32,000 | 50,000 | 69,000 |
| Net income | 299,000 | 652,000 | 984,000 | 1,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,532,000 | 11,493,000 | 11,734,000 | 12,021,000 |
| Total capital | 11,748,000 | 11,709,000 | 11,941,000 | 12,229,000 |
| Risk-weighted assets | 33,373,000 | 32,954,000 | 32,163,000 | 31,316,000 |