Call reports 2026
ADIRONDACK BANK — 2026
What ADIRONDACK BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,010,347,000 | 1,005,295,000 |
| Total loans | 610,976,000 | 607,763,000 |
| Allowance for loan losses | 4,702,000 | 4,616,000 |
| Securities available for sale | 289,309,000 | 273,631,000 |
| Securities held to maturity | 6,675,000 | 5,106,000 |
| Trading assets | 0 | 0 |
| Total deposits | 922,829,000 | 928,596,000 |
| Interest-bearing deposits | 586,158,000 | 590,116,000 |
| Noninterest-bearing deposits | 336,671,000 | 338,480,000 |
| Equity capital | 73,464,000 | 60,864,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,484,000 | 20,609,000 |
| Interest expense | 1,651,000 | 3,249,000 |
| Net interest income | 8,833,000 | 17,360,000 |
| Noninterest income | 1,398,000 | 2,934,000 |
| Noninterest expense | 9,726,000 | 30,694,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 505,000 | -10,400,000 |
| Income tax | 39,000 | 39,000 |
| Net income | 466,000 | -10,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 83,621,000 | 71,271,000 |
| Total capital | 88,421,000 | 75,985,000 |
| Risk-weighted assets | 487,045,000 | 606,026,000 |