Call report 2025Q4
ADIRONDACK BANK — 2025Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 941,604,000 | USD | evidence → |
| Total loans | 624,040,000 | USD | evidence → |
| Allowance for loan losses | 4,709,000 | USD | evidence → |
| Securities available for sale | 244,444,000 | USD | evidence → |
| Securities held to maturity | 5,780,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 848,093,000 | USD | evidence → |
| Interest-bearing deposits | 538,864,000 | USD | evidence → |
| Noninterest-bearing deposits | 309,229,000 | USD | evidence → |
| Equity capital | 74,525,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 42,323,000 | USD | evidence → |
| Interest expense | 7,504,000 | USD | evidence → |
| Net interest income | 34,819,000 | USD | evidence → |
| Noninterest income | 5,658,000 | USD | evidence → |
| Noninterest expense | 35,118,000 | USD | evidence → |
| Provision for loan losses | 294,000 | USD | evidence → |
| Pretax income | 5,065,000 | USD | evidence → |
| Income tax | 715,000 | USD | evidence → |
| Net income | 4,350,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 83,303,000 | USD | evidence → |
| Total capital | 88,110,000 | USD | evidence → |
| Risk-weighted assets | 491,266,000 | USD | evidence → |