Call report 2023Q4
ADIRONDACK BANK — 2023Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2023Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 963,618,000 | USD | evidence → |
| Total loans | 627,776,000 | USD | evidence → |
| Allowance for loan losses | 4,349,000 | USD | evidence → |
| Securities available for sale | 259,774,000 | USD | evidence → |
| Securities held to maturity | 3,900,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 836,689,000 | USD | evidence → |
| Interest-bearing deposits | 524,779,000 | USD | evidence → |
| Noninterest-bearing deposits | 311,910,000 | USD | evidence → |
| Equity capital | 63,748,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 38,296,000 | USD | evidence → |
| Interest expense | 4,058,000 | USD | evidence → |
| Net interest income | 34,238,000 | USD | evidence → |
| Noninterest income | 4,988,000 | USD | evidence → |
| Noninterest expense | 33,513,000 | USD | evidence → |
| Provision for loan losses | 7,000 | USD | evidence → |
| Pretax income | 5,706,000 | USD | evidence → |
| Income tax | 999,000 | USD | evidence → |
| Net income | 4,707,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 80,529,000 | USD | evidence → |
| Total capital | 84,980,000 | USD | evidence → |
| Risk-weighted assets | 494,301,000 | USD | evidence → |