Call report 2022Q4
ADIRONDACK BANK — 2022Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 954,358,000 | USD | evidence → |
| Total loans | 581,960,000 | USD | evidence → |
| Allowance for loan losses | 4,517,000 | USD | evidence → |
| Securities available for sale | 291,537,000 | USD | evidence → |
| Securities held to maturity | 6,830,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 823,642,000 | USD | evidence → |
| Interest-bearing deposits | 485,684,000 | USD | evidence → |
| Noninterest-bearing deposits | 337,958,000 | USD | evidence → |
| Equity capital | 56,668,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 30,537,000 | USD | evidence → |
| Interest expense | 1,127,000 | USD | evidence → |
| Net interest income | 29,410,000 | USD | evidence → |
| Noninterest income | 5,237,000 | USD | evidence → |
| Noninterest expense | 30,351,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,296,000 | USD | evidence → |
| Income tax | 572,000 | USD | evidence → |
| Net income | 3,724,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 76,561,000 | USD | evidence → |
| Total capital | 81,079,000 | USD | evidence → |
| Risk-weighted assets | 496,671,000 | USD | evidence → |