Call report 2021Q4
ADIRONDACK BANK — 2021Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 958,373,000 | USD | evidence → |
| Total loans | 530,121,000 | USD | evidence → |
| Allowance for loan losses | 4,121,000 | USD | evidence → |
| Securities available for sale | 261,878,000 | USD | evidence → |
| Securities held to maturity | 12,520,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 807,086,000 | USD | evidence → |
| Interest-bearing deposits | 471,607,000 | USD | evidence → |
| Noninterest-bearing deposits | 335,479,000 | USD | evidence → |
| Equity capital | 73,517,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,554,000 | USD | evidence → |
| Interest expense | 1,807,000 | USD | evidence → |
| Net interest income | 24,747,000 | USD | evidence → |
| Noninterest income | 5,660,000 | USD | evidence → |
| Noninterest expense | 27,168,000 | USD | evidence → |
| Provision for loan losses | -800,000 | USD | evidence → |
| Pretax income | 4,039,000 | USD | evidence → |
| Income tax | 666,000 | USD | evidence → |
| Net income | 3,373,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 73,232,000 | USD | evidence → |
| Total capital | 77,355,000 | USD | evidence → |
| Risk-weighted assets | 434,038,000 | USD | evidence → |