Call report 2015Q4
ADIRONDACK BANK — 2015Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 733,327,000 | USD | evidence → |
| Total loans | 467,281,000 | USD | evidence → |
| Allowance for loan losses | 3,081,000 | USD | evidence → |
| Securities available for sale | 221,734,000 | USD | evidence → |
| Securities held to maturity | 9,367,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 619,158,000 | USD | evidence → |
| Interest-bearing deposits | 439,559,000 | USD | evidence → |
| Noninterest-bearing deposits | 179,599,000 | USD | evidence → |
| Equity capital | 54,932,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,963,000 | USD | evidence → |
| Interest expense | 2,425,000 | USD | evidence → |
| Net interest income | 20,538,000 | USD | evidence → |
| Noninterest income | 5,578,000 | USD | evidence → |
| Noninterest expense | 21,318,000 | USD | evidence → |
| Provision for loan losses | 860,000 | USD | evidence → |
| Pretax income | 4,185,000 | USD | evidence → |
| Income tax | 506,000 | USD | evidence → |
| Net income | 3,679,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,859,000 | USD | evidence → |
| Total capital | 54,986,000 | USD | evidence → |
| Risk-weighted assets | 391,917,000 | USD | evidence → |