Call report 2012Q4
ADIRONDACK BANK — 2012Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 586,241,000 | USD | evidence → |
| Total loans | 365,052,000 | USD | evidence → |
| Allowance for loan losses | 3,238,000 | USD | evidence → |
| Securities available for sale | 178,147,000 | USD | evidence → |
| Securities held to maturity | 8,571,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 488,628,000 | USD | evidence → |
| Interest-bearing deposits | 369,783,000 | USD | evidence → |
| Noninterest-bearing deposits | 118,845,000 | USD | evidence → |
| Equity capital | 48,957,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 21,902,000 | USD | evidence → |
| Interest expense | 2,862,000 | USD | evidence → |
| Net interest income | 19,040,000 | USD | evidence → |
| Noninterest income | 4,450,000 | USD | evidence → |
| Noninterest expense | 17,936,000 | USD | evidence → |
| Provision for loan losses | 884,000 | USD | evidence → |
| Pretax income | 4,916,000 | USD | evidence → |
| Income tax | 1,094,000 | USD | evidence → |
| Net income | 3,822,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 43,006,000 | USD | evidence → |
| Total capital | 46,282,000 | USD | evidence → |
| Risk-weighted assets | 304,046,000 | USD | evidence → |