Call report 2008Q4
ADIRONDACK BANK — 2008Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 479,567,000 | USD | evidence → |
| Total loans | 317,152,000 | USD | evidence → |
| Allowance for loan losses | 2,860,000 | USD | evidence → |
| Securities available for sale | 121,049,000 | USD | evidence → |
| Securities held to maturity | 9,984,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 400,717,000 | USD | evidence → |
| Interest-bearing deposits | 327,187,000 | USD | evidence → |
| Noninterest-bearing deposits | 73,530,000 | USD | evidence → |
| Equity capital | 34,464,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 26,188,000 | USD | evidence → |
| Interest expense | 9,164,000 | USD | evidence → |
| Net interest income | 17,024,000 | USD | evidence → |
| Noninterest income | 2,547,000 | USD | evidence → |
| Noninterest expense | 15,626,000 | USD | evidence → |
| Provision for loan losses | 1,800,000 | USD | evidence → |
| Pretax income | 2,973,000 | USD | evidence → |
| Income tax | 509,000 | USD | evidence → |
| Net income | 2,464,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 31,077,000 | USD | evidence → |
| Total capital | 33,952,000 | USD | evidence → |
| Risk-weighted assets | 265,033,000 | USD | evidence → |