Call report 2005Q4
ADIRONDACK BANK — 2005Q4
The 22 measures ADIRONDACK BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 409,004,000 | USD | evidence → |
| Total loans | 249,155,000 | USD | evidence → |
| Allowance for loan losses | 2,454,000 | USD | evidence → |
| Securities available for sale | 116,404,000 | USD | evidence → |
| Securities held to maturity | 7,894,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 356,836,000 | USD | evidence → |
| Interest-bearing deposits | 287,922,000 | USD | evidence → |
| Noninterest-bearing deposits | 68,914,000 | USD | evidence → |
| Equity capital | 29,557,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 19,214,000 | USD | evidence → |
| Interest expense | 6,195,000 | USD | evidence → |
| Net interest income | 13,019,000 | USD | evidence → |
| Noninterest income | 2,704,000 | USD | evidence → |
| Noninterest expense | 13,880,000 | USD | evidence → |
| Provision for loan losses | 469,000 | USD | evidence → |
| Pretax income | 1,570,000 | USD | evidence → |
| Income tax | 58,000 | USD | evidence → |
| Net income | 1,512,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,828,000 | USD | evidence → |
| Total capital | 30,393,000 | USD | evidence → |
| Risk-weighted assets | 229,868,000 | USD | evidence → |