Call reports 2013
HAMPDEN BANK — 2013
What HAMPDEN BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 661,404,000 | 649,311,000 | 692,955,000 | 691,820,000 |
| Total loans | 444,974,000 | 457,035,000 | 487,566,000 | 502,950,000 |
| Allowance for loan losses | 5,270,000 | 5,414,000 | 5,477,000 | 5,492,000 |
| Securities available for sale | 144,042,000 | 138,746,000 | 139,125,000 | 142,506,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,019,000 | 476,577,000 | 486,926,000 | 479,102,000 |
| Interest-bearing deposits | 395,468,000 | 388,755,000 | 395,296,000 | 383,496,000 |
| Noninterest-bearing deposits | 84,551,000 | 87,822,000 | 91,630,000 | 95,606,000 |
| Equity capital | 75,672,000 | 75,339,000 | 76,194,000 | 77,454,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,078,000 | 12,288,000 | 18,166,000 | 24,594,000 |
| Interest expense | 1,441,000 | 2,855,000 | 4,212,000 | 5,639,000 |
| Net interest income | 4,637,000 | 9,433,000 | 13,954,000 | 18,955,000 |
| Noninterest income | 914,000 | 1,774,000 | 3,128,000 | 4,008,000 |
| Noninterest expense | 4,001,000 | 8,239,000 | 11,995,000 | 15,781,000 |
| Provision for loan losses | 100,000 | 450,000 | 550,000 | 700,000 |
| Pretax income | 1,564,000 | 2,632,000 | 4,651,000 | 6,596,000 |
| Income tax | 481,000 | 815,000 | 1,512,000 | 2,156,000 |
| Net income | 1,083,000 | 1,817,000 | 3,139,000 | 4,440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,975,000 | 74,928,000 | 76,400,000 | 77,928,000 |
| Total capital | 79,253,000 | 80,350,000 | 81,885,000 | 83,429,000 |
| Risk-weighted assets | 448,837,000 | 459,852,000 | 496,525,000 | 515,810,000 |