Call reports 2012
HAMPDEN BANK — 2012
What HAMPDEN BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 602,876,000 | 611,043,000 | 638,795,000 | 641,413,000 |
| Total loans | 408,980,000 | 412,420,000 | 426,263,000 | 435,379,000 |
| Allowance for loan losses | 5,194,000 | 5,148,000 | 5,172,000 | 5,127,000 |
| Securities available for sale | 130,036,000 | 143,849,000 | 141,730,000 | 150,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,564,000 | 436,025,000 | 454,157,000 | 461,485,000 |
| Interest-bearing deposits | 360,778,000 | 363,071,000 | 375,388,000 | 380,243,000 |
| Noninterest-bearing deposits | 75,786,000 | 72,954,000 | 78,769,000 | 81,242,000 |
| Equity capital | 75,400,000 | 77,045,000 | 74,247,000 | 74,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,198,000 | 12,549,000 | 18,800,000 | 24,947,000 |
| Interest expense | 1,471,000 | 2,995,000 | 4,507,000 | 6,022,000 |
| Net interest income | 4,727,000 | 9,554,000 | 14,293,000 | 18,925,000 |
| Noninterest income | 781,000 | 1,534,000 | 2,436,000 | 3,465,000 |
| Noninterest expense | 3,671,000 | 7,423,000 | 11,413,000 | 15,438,000 |
| Provision for loan losses | 25,000 | 25,000 | 75,000 | 250,000 |
| Pretax income | 1,812,000 | 3,640,000 | 5,241,000 | 6,702,000 |
| Income tax | 585,000 | 1,192,000 | 1,665,000 | 2,191,000 |
| Net income | 1,227,000 | 2,448,000 | 3,576,000 | 4,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 73,129,000 | 74,884,000 | 71,663,000 | 72,748,000 |
| Total capital | 78,296,000 | 80,034,000 | 76,837,000 | 77,878,000 |
| Risk-weighted assets | 413,162,000 | 420,614,000 | 433,604,000 | 433,599,000 |