Call reports 2011
HAMPDEN BANK — 2011
What HAMPDEN BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 562,556,000 | 560,347,000 | 555,293,000 | 563,077,000 |
| Total loans | 398,293,000 | 403,578,000 | 401,781,000 | 405,388,000 |
| Allowance for loan losses | 5,081,000 | 5,473,000 | 5,731,000 | 5,569,000 |
| Securities available for sale | 110,082,000 | 108,628,000 | 107,079,000 | 104,396,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 422,355,000 | 418,493,000 | 419,643,000 | 428,301,000 |
| Interest-bearing deposits | 361,291,000 | 355,012,000 | 351,590,000 | 355,571,000 |
| Noninterest-bearing deposits | 61,064,000 | 63,481,000 | 68,053,000 | 72,730,000 |
| Equity capital | 73,861,000 | 74,751,000 | 75,836,000 | 76,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,228,000 | 12,465,000 | 18,718,000 | 24,795,000 |
| Interest expense | 1,884,000 | 3,732,000 | 5,423,000 | 6,925,000 |
| Net interest income | 4,344,000 | 8,733,000 | 13,295,000 | 17,870,000 |
| Noninterest income | 648,000 | 1,287,000 | 2,067,000 | 2,796,000 |
| Noninterest expense | 3,691,000 | 7,651,000 | 11,526,000 | 15,293,000 |
| Provision for loan losses | 600,000 | 1,300,000 | 1,600,000 | 1,700,000 |
| Pretax income | 588,000 | 984,000 | 2,151,000 | 3,588,000 |
| Income tax | 123,000 | 181,000 | 507,000 | 914,000 |
| Net income | 465,000 | 803,000 | 1,644,000 | 2,674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,377,000 | 71,898,000 | 73,966,000 | 75,145,000 |
| Total capital | 77,259,000 | 76,854,000 | 78,894,000 | 80,148,000 |
| Risk-weighted assets | 389,923,000 | 395,908,000 | 393,386,000 | 399,510,000 |