Call reports 2008
HAMPDEN BANK — 2008
What HAMPDEN BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 494,895,000 | 517,667,000 | 525,209,000 | 524,531,000 |
| Total loans | 349,613,000 | 364,226,000 | 378,009,000 | 392,380,000 |
| Allowance for loan losses | 3,076,000 | 3,453,000 | 3,380,000 | 3,912,000 |
| Securities available for sale | 109,500,000 | 114,731,000 | 106,849,000 | 100,922,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 304,940,000 | 332,262,000 | 344,467,000 | 347,662,000 |
| Interest-bearing deposits | 288,609,000 | 315,931,000 | 324,461,000 | 318,000,000 |
| Noninterest-bearing deposits | 16,331,000 | 16,331,000 | 20,006,000 | 29,662,000 |
| Equity capital | 68,327,000 | 68,079,000 | 67,671,000 | 68,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 6,846,000 | 13,505,000 | 20,424,000 | 27,441,000 |
| Interest expense | 3,669,000 | 7,101,000 | 10,590,000 | 13,874,000 |
| Net interest income | 3,177,000 | 6,404,000 | 9,834,000 | 13,567,000 |
| Noninterest income | 542,000 | 1,229,000 | 1,803,000 | 2,390,000 |
| Noninterest expense | 3,147,000 | 6,315,000 | 9,565,000 | 13,100,000 |
| Provision for loan losses | 108,000 | 485,000 | 989,000 | 1,297,000 |
| Pretax income | 464,000 | 830,000 | 991,000 | 1,405,000 |
| Income tax | 132,000 | 231,000 | 272,000 | 393,000 |
| Net income | 332,000 | 599,000 | 719,000 | 1,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,798,000 | 68,067,000 | 67,952,000 | 68,196,000 |
| Total capital | 70,874,000 | 71,520,000 | 71,332,000 | 72,108,000 |
| Risk-weighted assets | 353,289,000 | 368,704,000 | 374,491,000 | 384,885,000 |