Call reports 2007
HAMPDEN BANK — 2007
What HAMPDEN BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 481,089,000 | 494,132,000 | 486,507,000 | 496,715,000 |
| Total loans | 314,727,000 | 332,348,000 | 344,760,000 | 348,333,000 |
| Allowance for loan losses | 2,787,000 | 2,810,000 | 2,894,000 | 2,972,000 |
| Securities available for sale | 132,215,000 | 129,188,000 | 112,329,000 | 110,126,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 326,589,000 | 328,230,000 | 307,895,000 | 309,679,000 |
| Interest-bearing deposits | 312,035,000 | 312,048,000 | 292,177,000 | 294,907,000 |
| Noninterest-bearing deposits | 14,554,000 | 16,182,000 | 15,718,000 | 14,772,000 |
| Equity capital | 65,176,000 | 65,470,000 | 66,589,000 | 67,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 6,797,000 | 13,532,000 | 20,513,000 | 27,554,000 |
| Interest expense | 3,681,000 | 7,549,000 | 11,514,000 | 15,417,000 |
| Net interest income | 3,116,000 | 5,983,000 | 8,999,000 | 12,137,000 |
| Noninterest income | 343,000 | 1,037,000 | 1,571,000 | 2,113,000 |
| Noninterest expense | 3,101,000 | 6,292,000 | 9,348,000 | 12,414,000 |
| Provision for loan losses | 37,000 | 67,000 | 151,000 | 236,000 |
| Pretax income | 324,000 | 774,000 | 1,184,000 | 1,769,000 |
| Income tax | 79,000 | 131,000 | 214,000 | 398,000 |
| Net income | 245,000 | 643,000 | 970,000 | 1,371,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,909,000 | 66,440,000 | 67,027,000 | 67,468,000 |
| Total capital | 68,721,000 | 69,267,000 | 69,964,000 | 70,440,000 |
| Risk-weighted assets | 331,971,000 | 344,775,000 | 347,115,000 | 352,214,000 |