Call reports 2006
HAMPDEN BANK — 2006
What HAMPDEN BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 454,192,000 | 468,842,000 | 482,691,000 | 550,386,000 |
| Total loans | 301,591,000 | 321,892,000 | 320,245,000 | 313,353,000 |
| Allowance for loan losses | 3,666,000 | 3,691,000 | 3,725,000 | 2,782,000 |
| Securities available for sale | 121,669,000 | 112,853,000 | 128,528,000 | 169,713,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 313,284,000 | 323,332,000 | 330,357,000 | 421,865,000 |
| Interest-bearing deposits | 280,605,000 | 315,996,000 | 312,918,000 | 408,351,000 |
| Noninterest-bearing deposits | 32,679,000 | 7,336,000 | 17,439,000 | 13,514,000 |
| Equity capital | 31,738,000 | 31,201,000 | 32,409,000 | 32,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,952,000 | 12,047,000 | 18,644,000 | 25,366,000 |
| Interest expense | 3,160,000 | 6,634,000 | 10,584,000 | 14,690,000 |
| Net interest income | 2,792,000 | 5,413,000 | 8,060,000 | 10,676,000 |
| Noninterest income | 314,000 | 659,000 | 1,043,000 | 1,393,000 |
| Noninterest expense | 2,748,000 | 5,834,000 | 8,552,000 | 11,164,000 |
| Provision for loan losses | 25,000 | 50,000 | 79,000 | 105,000 |
| Pretax income | 332,000 | 187,000 | 470,000 | 807,000 |
| Income tax | 99,000 | -25,000 | 63,000 | 172,000 |
| Net income | 233,000 | 212,000 | 407,000 | 635,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,487,000 | 33,431,000 | 33,733,000 | 33,963,000 |
| Total capital | 37,153,000 | 37,122,000 | 37,462,000 | 36,787,000 |
| Risk-weighted assets | 315,611,000 | 329,161,000 | 336,304,000 | 374,398,000 |