Call reports 2003
HAMPDEN BANK — 2003
What HAMPDEN BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 399,173,000 | 409,529,000 | 415,692,000 | 409,032,000 |
| Total loans | 199,898,000 | 217,229,000 | 226,308,000 | 237,043,000 |
| Allowance for loan losses | 3,006,000 | 3,096,000 | 3,194,000 | 3,290,000 |
| Securities available for sale | 170,433,000 | 161,651,000 | 162,624,000 | 146,073,000 |
| Securities held to maturity | 520,000 | 495,000 | 1,996,000 | 1,996,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,364,000 | 332,166,000 | 334,275,000 | 315,863,000 |
| Interest-bearing deposits | 291,987,000 | 308,530,000 | 309,329,000 | 290,243,000 |
| Noninterest-bearing deposits | 24,377,000 | 23,636,000 | 24,946,000 | 25,620,000 |
| Equity capital | 30,809,000 | 30,980,000 | 30,638,000 | 30,689,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 5,337,000 | 10,717,000 | 15,901,000 | 21,021,000 |
| Interest expense | 2,588,000 | 5,213,000 | 7,891,000 | 10,437,000 |
| Net interest income | 2,749,000 | 5,504,000 | 8,010,000 | 10,584,000 |
| Noninterest income | 193,000 | 574,000 | 845,000 | 1,110,000 |
| Noninterest expense | 2,220,000 | 4,592,000 | 7,016,000 | 9,495,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 647,000 | 1,269,000 | 1,795,000 | 2,057,000 |
| Income tax | 220,000 | 431,000 | 622,000 | 665,000 |
| Net income | 427,000 | 838,000 | 1,173,000 | 1,392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,124,000 | 28,840,000 | 29,331,000 | 29,787,000 |
| Total capital | 31,130,000 | 31,936,000 | 32,525,000 | 33,077,000 |
| Risk-weighted assets | 253,905,000 | 266,324,000 | 281,713,000 | 276,798,000 |