Call reports 2002
HAMPDEN BANK — 2002
What HAMPDEN BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 320,122,000 | 326,513,000 | 370,369,000 | 387,628,000 |
| Total loans | 171,504,000 | 174,635,000 | 178,569,000 | 186,575,000 |
| Allowance for loan losses | 2,795,000 | 2,896,000 | 2,993,000 | 3,091,000 |
| Securities available for sale | 128,420,000 | 132,328,000 | 170,656,000 | 180,369,000 |
| Securities held to maturity | 1,268,000 | 1,194,000 | 520,000 | 520,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,498,000 | 242,011,000 | 283,908,000 | 302,116,000 |
| Interest-bearing deposits | 222,306,000 | 223,046,000 | 262,705,000 | 281,385,000 |
| Noninterest-bearing deposits | 18,192,000 | 18,965,000 | 21,203,000 | 20,731,000 |
| Equity capital | 27,808,000 | 29,344,000 | 30,034,000 | 30,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,033,000 | 10,083,000 | 15,207,000 | 20,663,000 |
| Interest expense | 2,421,000 | 4,817,000 | 7,250,000 | 9,855,000 |
| Net interest income | 2,612,000 | 5,266,000 | 7,957,000 | 10,808,000 |
| Noninterest income | 140,000 | 298,000 | 462,000 | 650,000 |
| Noninterest expense | 1,859,000 | 3,954,000 | 6,293,000 | 8,554,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 806,000 | 1,508,000 | 1,824,000 | 2,639,000 |
| Income tax | 289,000 | 533,000 | 651,000 | 923,000 |
| Net income | 517,000 | 975,000 | 1,173,000 | 1,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,108,000 | 27,299,000 | 27,155,000 | 27,832,000 |
| Total capital | 29,720,000 | 29,955,000 | 30,106,000 | 30,876,000 |
| Risk-weighted assets | 208,761,000 | 212,234,000 | 236,002,000 | 243,467,000 |