Call reports 2001
HAMPDEN BANK — 2001
What HAMPDEN BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 268,131,000 | 279,037,000 | 301,907,000 | 317,044,000 |
| Total loans | 154,122,000 | 160,529,000 | 165,483,000 | 167,818,000 |
| Allowance for loan losses | 2,813,000 | 2,924,000 | 3,091,000 | 2,703,000 |
| Securities available for sale | 93,221,000 | 99,858,000 | 114,906,000 | 126,019,000 |
| Securities held to maturity | 1,555,000 | 1,471,000 | 1,448,000 | 1,289,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 218,879,000 | 220,876,000 | 231,765,000 | 238,951,000 |
| Interest-bearing deposits | 204,407,000 | 205,971,000 | 213,972,000 | 220,687,000 |
| Noninterest-bearing deposits | 14,472,000 | 14,905,000 | 17,793,000 | 18,264,000 |
| Equity capital | 26,797,000 | 26,854,000 | 28,673,000 | 28,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,765,000 | 9,466,000 | 14,319,000 | 19,291,000 |
| Interest expense | 2,720,000 | 5,309,000 | 7,849,000 | 10,338,000 |
| Net interest income | 2,045,000 | 4,157,000 | 6,470,000 | 8,953,000 |
| Noninterest income | 116,000 | 261,000 | 380,000 | 533,000 |
| Noninterest expense | 1,647,000 | 3,417,000 | 5,110,000 | 7,985,000 |
| Provision for loan losses | 100,000 | 200,000 | 300,000 | 400,000 |
| Pretax income | 526,000 | 956,000 | 1,681,000 | 1,522,000 |
| Income tax | 181,000 | 325,000 | 547,000 | 364,000 |
| Net income | 345,000 | 631,000 | 1,134,000 | 1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,008,000 | 26,335,000 | 26,508,000 | 26,541,000 |
| Total capital | 28,121,000 | 28,636,000 | 29,011,000 | 29,221,000 |
| Risk-weighted assets | 168,309,000 | 183,417,000 | 199,615,000 | 214,380,000 |