Call reports 2013
EATON NATIONAL BANK AND TRUST COMPANY — 2013
What EATON NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 190,309,000 | 186,978,000 | 190,834,000 | 182,940,000 |
| Total loans | 128,147,000 | 131,962,000 | 137,936,000 | 131,745,000 |
| Allowance for loan losses | 2,071,000 | 1,974,000 | 1,627,000 | 1,569,000 |
| Securities available for sale | 22,866,000 | 21,692,000 | 20,205,000 | 19,257,000 |
| Securities held to maturity | 14,898,000 | 15,165,000 | 15,156,000 | 14,593,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,322,000 | 168,217,000 | 168,034,000 | 164,362,000 |
| Interest-bearing deposits | 143,327,000 | 141,565,000 | 139,987,000 | 135,752,000 |
| Noninterest-bearing deposits | 27,995,000 | 26,652,000 | 28,047,000 | 28,610,000 |
| Equity capital | 17,847,000 | 17,675,000 | 17,620,000 | 17,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,840,000 | 3,717,000 | 5,609,000 | 7,449,000 |
| Interest expense | 331,000 | 655,000 | 971,000 | 1,280,000 |
| Net interest income | 1,509,000 | 3,062,000 | 4,638,000 | 6,169,000 |
| Noninterest income | 310,000 | 649,000 | 995,000 | 1,339,000 |
| Noninterest expense | 1,368,000 | 2,797,000 | 4,254,000 | 5,650,000 |
| Provision for loan losses | 77,000 | 152,000 | 353,000 | 580,000 |
| Pretax income | 374,000 | 762,000 | 1,026,000 | 1,278,000 |
| Income tax | 95,000 | 192,000 | 218,000 | 258,000 |
| Net income | 279,000 | 570,000 | 808,000 | 1,020,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,836,000 | 17,875,000 | 17,864,000 | 17,826,000 |
| Total capital | 19,391,000 | 19,466,000 | 19,491,000 | 19,395,000 |
| Risk-weighted assets | 123,894,000 | 126,917,000 | 131,252,000 | 127,954,000 |