Call reports 2012
EATON NATIONAL BANK AND TRUST COMPANY — 2012
What EATON NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 189,778,000 | 188,039,000 | 188,750,000 | 189,457,000 |
| Total loans | 127,760,000 | 128,362,000 | 125,300,000 | 128,925,000 |
| Allowance for loan losses | 1,906,000 | 2,032,000 | 2,017,000 | 2,095,000 |
| Securities available for sale | 15,611,000 | 18,201,000 | 19,100,000 | 23,469,000 |
| Securities held to maturity | 7,882,000 | 9,896,000 | 12,463,000 | 14,906,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 170,356,000 | 168,519,000 | 169,004,000 | 170,351,000 |
| Interest-bearing deposits | 143,931,000 | 143,295,000 | 143,784,000 | 141,409,000 |
| Noninterest-bearing deposits | 26,425,000 | 25,224,000 | 25,220,000 | 28,942,000 |
| Equity capital | 18,085,000 | 18,122,000 | 18,424,000 | 17,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,960,000 | 3,942,000 | 5,870,000 | 7,784,000 |
| Interest expense | 394,000 | 772,000 | 1,130,000 | 1,476,000 |
| Net interest income | 1,566,000 | 3,170,000 | 4,740,000 | 6,308,000 |
| Noninterest income | 237,000 | 562,000 | 920,000 | 1,324,000 |
| Noninterest expense | 1,326,000 | 2,672,000 | 4,011,000 | 5,421,000 |
| Provision for loan losses | 700,000 | 925,000 | 1,125,000 | 1,300,000 |
| Pretax income | -228,000 | 145,000 | 534,000 | 897,000 |
| Income tax | -93,000 | 17,000 | 130,000 | 191,000 |
| Net income | -135,000 | 128,000 | 404,000 | 706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,971,000 | 18,085,000 | 18,360,000 | 17,807,000 |
| Total capital | 19,485,000 | 19,607,000 | 19,848,000 | 19,385,000 |
| Risk-weighted assets | 120,717,000 | 121,278,000 | 118,547,000 | 125,730,000 |