Call reports 2011
EATON NATIONAL BANK AND TRUST COMPANY — 2011
What EATON NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 185,621,000 | 181,115,000 | 185,057,000 | 182,780,000 |
| Total loans | 133,283,000 | 133,156,000 | 135,624,000 | 133,700,000 |
| Allowance for loan losses | 1,944,000 | 1,888,000 | 1,869,000 | 1,989,000 |
| Securities available for sale | 16,498,000 | 16,372,000 | 16,810,000 | 14,342,000 |
| Securities held to maturity | 5,694,000 | 5,689,000 | 5,850,000 | 6,695,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,382,000 | 161,438,000 | 164,785,000 | 163,022,000 |
| Interest-bearing deposits | 142,183,000 | 137,101,000 | 139,906,000 | 137,566,000 |
| Noninterest-bearing deposits | 24,199,000 | 24,337,000 | 24,879,000 | 25,456,000 |
| Equity capital | 18,018,000 | 18,203,000 | 18,373,000 | 18,354,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,180,000 | 4,348,000 | 6,531,000 | 8,672,000 |
| Interest expense | 447,000 | 887,000 | 1,314,000 | 1,726,000 |
| Net interest income | 1,733,000 | 3,461,000 | 5,217,000 | 6,946,000 |
| Noninterest income | -23,000 | 45,000 | 119,000 | 353,000 |
| Noninterest expense | 1,412,000 | 2,757,000 | 4,129,000 | 5,456,000 |
| Provision for loan losses | -228,000 | -228,000 | -225,000 | 450,000 |
| Pretax income | 532,000 | 982,000 | 1,438,000 | 1,488,000 |
| Income tax | 170,000 | 306,000 | 447,000 | 420,000 |
| Net income | 362,000 | 676,000 | 991,000 | 1,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,851,000 | 18,016,000 | 18,181,000 | 18,256,000 |
| Total capital | 19,464,000 | 19,611,000 | 19,790,000 | 19,834,000 |
| Risk-weighted assets | 128,701,000 | 127,317,000 | 128,474,000 | 125,813,000 |