Call reports 2002
EATON NATIONAL BANK AND TRUST COMPANY — 2002
What EATON NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 154,694,000 | 152,966,000 | 160,622,000 | 158,046,000 |
| Total loans | 119,569,000 | 124,582,000 | 131,036,000 | 132,679,000 |
| Allowance for loan losses | 1,783,000 | 1,806,000 | 1,840,000 | 1,810,000 |
| Securities available for sale | 9,092,000 | 9,469,000 | 6,283,000 | 8,323,000 |
| Securities held to maturity | 4,268,000 | 3,783,000 | 3,727,000 | 2,854,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,526,000 | 135,839,000 | 142,458,000 | 140,122,000 |
| Interest-bearing deposits | 122,083,000 | 120,570,000 | 125,448,000 | 121,552,000 |
| Noninterest-bearing deposits | 15,443,000 | 15,269,000 | 17,010,000 | 18,570,000 |
| Equity capital | 14,447,000 | 14,968,000 | 15,332,000 | 15,330,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,570,000 | 5,164,000 | 7,859,000 | 10,519,000 |
| Interest expense | 906,000 | 1,784,000 | 2,663,000 | 3,482,000 |
| Net interest income | 1,664,000 | 3,380,000 | 5,196,000 | 7,037,000 |
| Noninterest income | 308,000 | 681,000 | 1,102,000 | 1,652,000 |
| Noninterest expense | 1,213,000 | 2,471,000 | 3,756,000 | 5,036,000 |
| Provision for loan losses | 45,000 | 110,000 | 651,000 | 876,000 |
| Pretax income | 714,000 | 1,480,000 | 2,388,000 | 3,274,000 |
| Income tax | 220,000 | 465,000 | 745,000 | 1,058,000 |
| Net income | 494,000 | 1,015,000 | 1,643,000 | 2,216,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,439,000 | 14,743,000 | 15,146,000 | 15,114,000 |
| Total capital | 15,790,000 | 16,157,000 | 16,666,000 | 16,649,000 |
| Risk-weighted assets | 107,655,000 | 111,036,000 | 119,300,000 | 119,848,000 |