Call reports 2001
EATON NATIONAL BANK AND TRUST COMPANY — 2001
What EATON NATIONAL BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 148,857,000 | 141,800,000 | 143,198,000 | 147,899,000 |
| Total loans | 120,668,000 | 122,110,000 | 120,505,000 | 118,639,000 |
| Allowance for loan losses | 1,649,000 | 1,686,000 | 1,700,000 | 1,729,000 |
| Securities available for sale | 7,467,000 | 6,883,000 | 7,957,000 | 7,859,000 |
| Securities held to maturity | 3,930,000 | 4,502,000 | 4,898,000 | 4,206,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,378,000 | 125,576,000 | 126,502,000 | 131,581,000 |
| Interest-bearing deposits | 118,111,000 | 111,676,000 | 112,165,000 | 113,699,000 |
| Noninterest-bearing deposits | 15,267,000 | 13,900,000 | 14,337,000 | 17,882,000 |
| Equity capital | 13,599,000 | 13,832,000 | 14,140,000 | 14,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,965,000 | 5,851,000 | 8,645,000 | 11,324,000 |
| Interest expense | 1,444,000 | 2,755,000 | 3,932,000 | 4,919,000 |
| Net interest income | 1,521,000 | 3,096,000 | 4,713,000 | 6,405,000 |
| Noninterest income | 243,000 | 493,000 | 786,000 | 1,064,000 |
| Noninterest expense | 1,058,000 | 2,142,000 | 3,291,000 | 4,582,000 |
| Provision for loan losses | 45,000 | 125,000 | 170,000 | 250,000 |
| Pretax income | 661,000 | 1,322,000 | 2,038,000 | 2,637,000 |
| Income tax | 225,000 | 435,000 | 660,000 | 839,000 |
| Net income | 436,000 | 887,000 | 1,378,000 | 1,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,416,000 | 13,717,000 | 13,984,000 | 14,178,000 |
| Total capital | 14,713,000 | 15,012,000 | 15,267,000 | 15,454,000 |
| Risk-weighted assets | 103,397,000 | 103,209,000 | 102,227,000 | 101,605,000 |