Call reports 2026
BANK OF HOLLY SPRINGS, THE — 2026
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 597,440,000 | 587,508,000 |
| Total loans | 435,959,000 | 430,484,000 |
| Allowance for loan losses | 7,216,000 | 6,986,000 |
| Securities available for sale | 47,978,000 | 54,562,000 |
| Securities held to maturity | 1,054,000 | 1,053,000 |
| Trading assets | 0 | 0 |
| Total deposits | 502,800,000 | 490,764,000 |
| Interest-bearing deposits | 390,028,000 | 375,967,000 |
| Noninterest-bearing deposits | 112,772,000 | 114,797,000 |
| Equity capital | 78,995,000 | 80,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,649,000 | 17,289,000 |
| Interest expense | 3,075,000 | 6,189,000 |
| Net interest income | 5,574,000 | 11,100,000 |
| Noninterest income | 354,000 | 1,175,000 |
| Noninterest expense | 3,601,000 | 7,710,000 |
| Provision for loan losses | 349,000 | 796,000 |
| Pretax income | 1,978,000 | 3,769,000 |
| Income tax | 0 | 0 |
| Net income | 1,978,000 | 3,769,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 74,876,000 | 76,687,000 |