Call reports 2025
BANK OF HOLLY SPRINGS, THE — 2025
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 587,439,000 | 572,064,000 | 561,102,000 | 552,553,000 |
| Total loans | 426,914,000 | 431,498,000 | 438,392,000 | 439,337,000 |
| Allowance for loan losses | 4,292,000 | 4,289,000 | 5,171,000 | 10,828,000 |
| Securities available for sale | 38,464,000 | 48,735,000 | 47,381,000 | 48,664,000 |
| Securities held to maturity | 1,196,000 | 1,195,000 | 1,195,000 | 1,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 491,047,000 | 474,162,000 | 462,112,000 | 459,634,000 |
| Interest-bearing deposits | 371,181,000 | 358,173,000 | 339,649,000 | 343,696,000 |
| Noninterest-bearing deposits | 119,866,000 | 115,989,000 | 122,463,000 | 115,938,000 |
| Equity capital | 80,155,000 | 81,771,000 | 82,626,000 | 77,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,731,000 | 17,750,000 | 26,643,000 | 35,315,000 |
| Interest expense | 3,283,000 | 6,513,000 | 9,620,000 | 12,536,000 |
| Net interest income | 5,448,000 | 11,237,000 | 17,023,000 | 22,779,000 |
| Noninterest income | 493,000 | 984,000 | 1,552,000 | 2,026,000 |
| Noninterest expense | 3,557,000 | 7,114,000 | 10,918,000 | 14,479,000 |
| Provision for loan losses | 520,000 | 1,013,000 | 2,010,000 | 7,773,000 |
| Pretax income | 1,864,000 | 4,094,000 | 5,647,000 | 2,303,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,864,000 | 4,094,000 | 5,647,000 | 2,303,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,309,000 | 77,647,000 | 78,318,000 | 72,921,000 |