Call reports 2023
BANK OF HOLLY SPRINGS, THE — 2023
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 482,865,000 | 499,383,000 | 514,860,000 | 525,852,000 |
| Total loans | 400,518,000 | 420,634,000 | 428,253,000 | 439,156,000 |
| Allowance for loan losses | 3,296,000 | 3,433,000 | 3,645,000 | 3,661,000 |
| Securities available for sale | 28,178,000 | 24,828,000 | 27,460,000 | 26,987,000 |
| Securities held to maturity | 5,200,000 | 5,200,000 | 3,200,000 | 3,199,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 385,457,000 | 405,343,000 | 416,027,000 | 426,809,000 |
| Interest-bearing deposits | 265,944,000 | 295,631,000 | 307,497,000 | 313,843,000 |
| Noninterest-bearing deposits | 119,513,000 | 109,712,000 | 108,530,000 | 112,966,000 |
| Equity capital | 68,782,000 | 69,575,000 | 73,489,000 | 73,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 6,026,000 | 12,465,000 | 19,720,000 | 27,834,000 |
| Interest expense | 1,635,000 | 3,624,000 | 6,314,000 | 9,121,000 |
| Net interest income | 4,391,000 | 8,841,000 | 13,406,000 | 18,713,000 |
| Noninterest income | 579,000 | 1,145,000 | 5,166,000 | 6,235,000 |
| Noninterest expense | 3,107,000 | 6,467,000 | 9,977,000 | 13,183,000 |
| Provision for loan losses | 337,000 | 594,000 | 997,000 | 1,386,000 |
| Pretax income | 1,526,000 | 2,918,000 | 7,591,000 | 10,372,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,526,000 | 2,918,000 | 7,591,000 | 10,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,242,000 | 66,109,000 | 70,283,000 | 69,555,000 |