Call reports 2021
BANK OF HOLLY SPRINGS, THE — 2021
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 369,881,000 | 369,504,000 | 376,897,000 | 388,463,000 |
| Total loans | 237,242,000 | 250,733,000 | 273,593,000 | 298,439,000 |
| Allowance for loan losses | 1,733,000 | 1,901,000 | 1,948,000 | 2,073,000 |
| Securities available for sale | 45,251,000 | 47,550,000 | 41,409,000 | 39,626,000 |
| Securities held to maturity | 301,000 | 151,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 316,068,000 | 314,121,000 | 320,404,000 | 333,588,000 |
| Interest-bearing deposits | 222,172,000 | 220,651,000 | 218,166,000 | 227,440,000 |
| Noninterest-bearing deposits | 93,896,000 | 93,470,000 | 102,238,000 | 106,148,000 |
| Equity capital | 40,096,000 | 41,317,000 | 42,467,000 | 41,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,652,000 | 7,370,000 | 11,417,000 | 15,499,000 |
| Interest expense | 431,000 | 819,000 | 1,168,000 | 1,501,000 |
| Net interest income | 3,221,000 | 6,551,000 | 10,249,000 | 13,998,000 |
| Noninterest income | 584,000 | 1,112,000 | 1,627,000 | 2,252,000 |
| Noninterest expense | 2,774,000 | 5,422,000 | 7,761,000 | 10,655,000 |
| Provision for loan losses | 202,000 | 368,000 | 444,000 | 594,000 |
| Pretax income | 829,000 | 1,908,000 | 3,706,000 | 5,051,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 829,000 | 1,908,000 | 3,706,000 | 5,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,212,000 | 36,111,000 | 37,318,000 | 36,363,000 |