Call reports 2019
BANK OF HOLLY SPRINGS, THE — 2019
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 233,127,000 | 232,469,000 | 244,217,000 | 243,789,000 |
| Total loans | 171,479,000 | 174,688,000 | 174,022,000 | 175,599,000 |
| Allowance for loan losses | 1,344,000 | 1,285,000 | 1,360,000 | 1,309,000 |
| Securities available for sale | 24,669,000 | 26,372,000 | 26,342,000 | 32,262,000 |
| Securities held to maturity | 305,000 | 305,000 | 304,000 | 304,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 186,900,000 | 185,394,000 | 196,465,000 | 197,021,000 |
| Interest-bearing deposits | 138,971,000 | 141,483,000 | 149,386,000 | 150,293,000 |
| Noninterest-bearing deposits | 47,929,000 | 43,911,000 | 47,079,000 | 46,728,000 |
| Equity capital | 33,265,000 | 33,914,000 | 34,377,000 | 33,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,876,000 | 5,839,000 | 8,943,000 | 12,242,000 |
| Interest expense | 395,000 | 891,000 | 1,496,000 | 2,112,000 |
| Net interest income | 2,481,000 | 4,948,000 | 7,447,000 | 10,130,000 |
| Noninterest income | 377,000 | 753,000 | 1,018,000 | 1,508,000 |
| Noninterest expense | 1,854,000 | 3,854,000 | 5,717,000 | 7,761,000 |
| Provision for loan losses | 67,000 | 131,000 | 267,000 | 267,000 |
| Pretax income | 937,000 | 1,716,000 | 2,481,000 | 3,610,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 937,000 | 1,716,000 | 2,481,000 | 3,610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,065,000 | 33,560,000 | 34,052,000 | 33,667,000 |
| Total capital | 34,409,000 | 34,845,000 | 35,412,000 | 34,976,000 |
| Risk-weighted assets | 155,732,000 | 160,558,000 | 169,548,000 | 161,507,000 |