Call reports 2016
BANK OF HOLLY SPRINGS, THE — 2016
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 212,975,000 | 210,885,000 | 215,209,000 | 210,812,000 |
| Total loans | 141,325,000 | 144,277,000 | 147,585,000 | 149,526,000 |
| Allowance for loan losses | 1,511,000 | 1,493,000 | 1,473,000 | 1,528,000 |
| Securities available for sale | 36,714,000 | 35,076,000 | 33,448,000 | 31,677,000 |
| Securities held to maturity | 406,000 | 400,000 | 374,000 | 357,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,004,000 | 176,094,000 | 179,535,000 | 177,080,000 |
| Interest-bearing deposits | 140,875,000 | 139,376,000 | 138,808,000 | 137,006,000 |
| Noninterest-bearing deposits | 38,129,000 | 36,718,000 | 40,727,000 | 40,074,000 |
| Equity capital | 30,772,000 | 31,402,000 | 32,094,000 | 30,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,594,000 | 5,269,000 | 8,009,000 | 10,642,000 |
| Interest expense | 215,000 | 437,000 | 658,000 | 877,000 |
| Net interest income | 2,379,000 | 4,832,000 | 7,351,000 | 9,765,000 |
| Noninterest income | 333,000 | 652,000 | 1,025,000 | 1,377,000 |
| Noninterest expense | 1,848,000 | 3,694,000 | 5,556,000 | 7,374,000 |
| Provision for loan losses | 0 | 0 | 0 | 110,000 |
| Pretax income | 864,000 | 1,790,000 | 2,820,000 | 3,658,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 864,000 | 1,790,000 | 2,820,000 | 3,658,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,437,000 | 30,058,000 | 30,838,000 | 30,080,000 |
| Total capital | 30,948,000 | 31,551,000 | 32,311,000 | 31,608,000 |
| Risk-weighted assets | 131,757,000 | 133,305,000 | 136,437,000 | 135,504,000 |