Call reports 2015
BANK OF HOLLY SPRINGS, THE — 2015
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 216,922,000 | 216,018,000 | 212,591,000 | 210,349,000 |
| Total loans | 129,930,000 | 136,239,000 | 142,181,000 | 140,773,000 |
| Allowance for loan losses | 1,586,000 | 1,569,000 | 1,843,000 | 1,811,000 |
| Securities available for sale | 39,291,000 | 40,820,000 | 38,980,000 | 38,172,000 |
| Securities held to maturity | 831,000 | 465,000 | 440,000 | 426,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,889,000 | 182,806,000 | 178,397,000 | 177,149,000 |
| Interest-bearing deposits | 148,042,000 | 143,512,000 | 142,108,000 | 140,328,000 |
| Noninterest-bearing deposits | 35,847,000 | 39,294,000 | 36,289,000 | 36,821,000 |
| Equity capital | 29,742,000 | 29,804,000 | 30,648,000 | 30,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,582,000 | 5,176,000 | 7,840,000 | 10,541,000 |
| Interest expense | 236,000 | 471,000 | 696,000 | 918,000 |
| Net interest income | 2,346,000 | 4,705,000 | 7,144,000 | 9,623,000 |
| Noninterest income | 343,000 | 619,000 | 934,000 | 1,268,000 |
| Noninterest expense | 1,787,000 | 3,664,000 | 5,484,000 | 7,395,000 |
| Provision for loan losses | 41,000 | 41,000 | 41,000 | 41,000 |
| Pretax income | 861,000 | 1,619,000 | 2,553,000 | 3,455,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 861,000 | 1,619,000 | 2,553,000 | 3,455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,328,000 | 28,843,000 | 29,449,000 | 28,826,000 |
| Total capital | 29,885,000 | 30,412,000 | 31,116,000 | 30,486,000 |
| Risk-weighted assets | 124,575,000 | 130,713,000 | 133,172,000 | 132,676,000 |