Call reports 2012
BANK OF HOLLY SPRINGS, THE — 2012
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 197,923,000 | 192,999,000 | 192,427,000 | 195,178,000 |
| Total loans | 126,303,000 | 127,273,000 | 128,434,000 | 128,996,000 |
| Allowance for loan losses | 2,090,000 | 2,070,000 | 2,021,000 | 1,987,000 |
| Securities available for sale | 36,540,000 | 36,902,000 | 35,967,000 | 35,047,000 |
| Securities held to maturity | 1,189,000 | 1,138,000 | 1,118,000 | 1,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,182,000 | 163,244,000 | 161,540,000 | 164,683,000 |
| Interest-bearing deposits | 138,367,000 | 137,825,000 | 135,831,000 | 135,848,000 |
| Noninterest-bearing deposits | 30,815,000 | 25,419,000 | 25,709,000 | 28,835,000 |
| Equity capital | 25,410,000 | 26,301,000 | 27,329,000 | 26,920,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,704,000 | 5,354,000 | 8,039,000 | 10,759,000 |
| Interest expense | 363,000 | 742,000 | 1,104,000 | 1,460,000 |
| Net interest income | 2,341,000 | 4,612,000 | 6,935,000 | 9,299,000 |
| Noninterest income | 397,000 | 728,000 | 1,045,000 | 1,468,000 |
| Noninterest expense | 1,672,000 | 3,359,000 | 4,934,000 | 7,074,000 |
| Provision for loan losses | 0 | 0 | 0 | 115,000 |
| Pretax income | 1,066,000 | 1,981,000 | 3,046,000 | 3,578,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,066,000 | 1,981,000 | 3,046,000 | 3,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,988,000 | 24,590,000 | 25,345,000 | 24,933,000 |
| Total capital | 25,463,000 | 26,091,000 | 26,860,000 | 26,428,000 |
| Risk-weighted assets | 117,348,000 | 119,532,000 | 120,684,000 | 119,145,000 |