Call reports 2007
BANK OF HOLLY SPRINGS, THE — 2007
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 157,573,000 | 159,641,000 | 159,437,000 | 157,916,000 |
| Total loans | 106,671,000 | 111,522,000 | 112,656,000 | 114,966,000 |
| Allowance for loan losses | 1,617,000 | 1,625,000 | 1,629,000 | 1,688,000 |
| Securities available for sale | 16,037,000 | 15,388,000 | 15,770,000 | 14,346,000 |
| Securities held to maturity | 10,005,000 | 9,962,000 | 9,844,000 | 8,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,924,000 | 137,528,000 | 136,423,000 | 135,324,000 |
| Interest-bearing deposits | 117,921,000 | 120,004,000 | 117,836,000 | 116,777,000 |
| Noninterest-bearing deposits | 18,003,000 | 17,524,000 | 18,587,000 | 18,547,000 |
| Equity capital | 18,406,000 | 18,762,000 | 19,562,000 | 19,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,996,000 | 6,053,000 | 9,207,000 | 12,395,000 |
| Interest expense | 1,061,000 | 2,161,000 | 3,354,000 | 4,531,000 |
| Net interest income | 1,935,000 | 3,892,000 | 5,853,000 | 7,864,000 |
| Noninterest income | 371,000 | 763,000 | 1,191,000 | 1,589,000 |
| Noninterest expense | 1,377,000 | 2,744,000 | 4,241,000 | 6,138,000 |
| Provision for loan losses | 0 | 0 | 0 | 47,000 |
| Pretax income | 929,000 | 1,911,000 | 2,803,000 | 3,268,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 929,000 | 1,911,000 | 2,803,000 | 3,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,568,000 | 19,223,000 | 19,788,000 | 19,065,000 |
| Total capital | 19,907,000 | 20,617,000 | 21,189,000 | 20,483,000 |
| Risk-weighted assets | 106,850,000 | 111,328,000 | 111,875,000 | 113,168,000 |