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Call reports 2006

BANK OF HOLLY SPRINGS, THE — 2006

What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5d35c4d7-f6c9-4a9d-8ee6-0318cde09c6d/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets144,961,000149,139,000154,183,000149,832,000
Total loans101,822,000102,731,000103,868,000105,448,000
Allowance for loan losses1,600,0001,620,0001,626,0001,634,000
Securities available for sale9,845,00011,902,00014,462,00016,726,000
Securities held to maturity13,531,00010,835,00010,523,00010,347,000
Trading assets0000
Total deposits125,649,000129,264,000133,165,000128,845,000
Interest-bearing deposits108,159,000112,537,000115,914,000112,540,000
Noninterest-bearing deposits17,490,00016,727,00017,251,00016,305,000
Equity capital16,455,00016,955,00017,928,00017,794,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income2,523,0005,178,0008,070,00010,987,000
Interest expense710,0001,531,0002,476,0003,499,000
Net interest income1,813,0003,647,0005,594,0007,488,000
Noninterest income344,000768,0001,179,0001,608,000
Noninterest expense2,537,0003,704,0004,917,0006,517,000
Provision for loan losses30,00040,00040,00040,000
Pretax income-410,000671,0001,816,0002,539,000
Income tax0000
Net income-410,000671,0001,816,0002,539,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital16,811,00017,532,00018,229,00017,990,000
Total capital18,044,00018,792,00019,516,00019,294,000
Risk-weighted assets98,309,000100,478,000102,601,000104,041,000

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