Call reports 2002
BANK OF HOLLY SPRINGS, THE — 2002
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 134,339,000 | 132,143,000 | 129,880,000 | 128,880,000 |
| Total loans | 85,926,000 | 88,905,000 | 90,076,000 | 90,557,000 |
| Allowance for loan losses | 1,132,000 | 1,136,000 | 1,154,000 | 1,126,000 |
| Securities available for sale | 2,066,000 | 3,095,000 | 4,265,000 | 5,263,000 |
| Securities held to maturity | 20,929,000 | 20,741,000 | 17,179,000 | 17,093,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,015,000 | 115,190,000 | 112,602,000 | 111,008,000 |
| Interest-bearing deposits | 105,973,000 | 103,868,000 | 100,787,000 | 99,395,000 |
| Noninterest-bearing deposits | 12,042,000 | 11,322,000 | 11,815,000 | 11,613,000 |
| Equity capital | 15,171,000 | 15,659,000 | 15,975,000 | 15,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,367,000 | 4,768,000 | 7,191,000 | 9,549,000 |
| Interest expense | 1,018,000 | 1,943,000 | 2,797,000 | 3,610,000 |
| Net interest income | 1,349,000 | 2,825,000 | 4,394,000 | 5,939,000 |
| Noninterest income | 246,000 | 496,000 | 627,000 | 870,000 |
| Noninterest expense | 983,000 | 1,984,000 | 3,020,000 | 4,584,000 |
| Provision for loan losses | 148,000 | 178,000 | 208,000 | 238,000 |
| Pretax income | 464,000 | 1,159,000 | 1,793,000 | 2,001,000 |
| Income tax | 150,000 | 367,000 | 732,000 | 732,000 |
| Net income | 314,000 | 792,000 | 1,061,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,149,000 | 15,622,000 | 15,891,000 | 15,789,000 |
| Total capital | 16,223,000 | 16,705,000 | 16,981,000 | 16,875,000 |
| Risk-weighted assets | 85,694,000 | 86,589,000 | 87,129,000 | 86,839,000 |