Call reports 2001
BANK OF HOLLY SPRINGS, THE — 2001
What BANK OF HOLLY SPRINGS, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 126,421,000 | 126,217,000 | 135,017,000 | 131,837,000 |
| Total loans | 90,412,000 | 88,806,000 | 87,955,000 | 87,443,000 |
| Allowance for loan losses | 1,043,000 | 1,194,000 | 1,205,000 | 987,000 |
| Securities available for sale | 1,000,000 | 1,041,000 | 2,084,000 | 2,059,000 |
| Securities held to maturity | 11,922,000 | 11,526,000 | 17,285,000 | 19,427,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,954,000 | 111,185,000 | 119,297,000 | 115,639,000 |
| Interest-bearing deposits | 100,885,000 | 101,026,000 | 109,528,000 | 104,980,000 |
| Noninterest-bearing deposits | 10,069,000 | 10,159,000 | 9,769,000 | 10,659,000 |
| Equity capital | 14,227,000 | 13,777,000 | 14,376,000 | 14,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,710,000 | 5,411,000 | 8,117,000 | 10,689,000 |
| Interest expense | 1,332,000 | 2,691,000 | 4,021,000 | 5,192,000 |
| Net interest income | 1,378,000 | 2,720,000 | 4,096,000 | 5,497,000 |
| Noninterest income | 210,000 | 471,000 | 657,000 | 940,000 |
| Noninterest expense | 940,000 | 1,924,000 | 2,906,000 | 3,975,000 |
| Provision for loan losses | 25,000 | 855,000 | 855,000 | 855,000 |
| Pretax income | 623,000 | 412,000 | 992,000 | 1,607,000 |
| Income tax | 241,000 | 492,000 | 492,000 | 490,000 |
| Net income | 382,000 | -80,000 | 500,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,227,000 | 13,765,000 | 14,345,000 | 14,830,000 |
| Total capital | 15,270,000 | 14,858,000 | 15,436,000 | 15,817,000 |
| Risk-weighted assets | 88,507,000 | 87,278,000 | 87,137,000 | 86,206,000 |