Call reports 2026
MIDDLETOWN VALLEY BANK — 2026
What MIDDLETOWN VALLEY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,153,306,000 | 1,193,543,000 |
| Total loans | 951,175,000 | 976,574,000 |
| Allowance for loan losses | 9,702,000 | 10,098,000 |
| Securities available for sale | 51,713,000 | 117,131,000 |
| Securities held to maturity | 85,592,000 | 0 |
| Trading assets | 73,000 | 125,000 |
| Total deposits | 997,435,000 | 1,078,923,000 |
| Interest-bearing deposits | 717,562,000 | 799,920,000 |
| Noninterest-bearing deposits | 279,873,000 | 279,003,000 |
| Equity capital | 103,747,000 | 100,632,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 14,937,000 | 30,463,000 |
| Interest expense | 4,669,000 | 9,365,000 |
| Net interest income | 10,268,000 | 21,098,000 |
| Noninterest income | 846,000 | 2,056,000 |
| Noninterest expense | 6,846,000 | 14,126,000 |
| Provision for loan losses | -50,000 | 343,000 |
| Pretax income | 4,345,000 | 3,368,000 |
| Income tax | 1,134,000 | 790,000 |
| Net income | 3,211,000 | 2,578,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 107,168,000 | 105,535,000 |
| Total capital | 117,367,000 | 116,082,000 |
| Risk-weighted assets | 891,979,000 | 900,583,000 |