Call reports 2022
MIDDLETOWN VALLEY BANK — 2022
What MIDDLETOWN VALLEY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 845,552,000 | 872,828,000 | 909,859,000 | 930,088,000 |
| Total loans | 647,921,000 | 695,541,000 | 729,882,000 | 753,176,000 |
| Allowance for loan losses | 6,493,000 | 7,098,000 | 7,524,000 | 7,330,000 |
| Securities available for sale | 143,435,000 | 38,182,000 | 39,352,000 | 39,510,000 |
| Securities held to maturity | 0 | 104,435,000 | 102,704,000 | 101,005,000 |
| Trading assets | 96,000 | 37,000 | 23,000 | 26,000 |
| Total deposits | 772,763,000 | 794,435,000 | 781,115,000 | 842,693,000 |
| Interest-bearing deposits | 484,557,000 | 499,273,000 | 502,715,000 | 564,762,000 |
| Noninterest-bearing deposits | 288,206,000 | 295,162,000 | 278,400,000 | 277,931,000 |
| Equity capital | 66,037,000 | 67,651,000 | 67,849,000 | 81,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,019,000 | 14,582,000 | 23,011,000 | 32,371,000 |
| Interest expense | 367,000 | 758,000 | 1,824,000 | 3,960,000 |
| Net interest income | 6,652,000 | 13,824,000 | 21,187,000 | 28,411,000 |
| Noninterest income | 1,213,000 | 2,524,000 | 3,702,000 | 4,653,000 |
| Noninterest expense | 5,023,000 | 9,840,000 | 15,458,000 | 21,566,000 |
| Provision for loan losses | -4,000 | 586,000 | 1,010,000 | 813,000 |
| Pretax income | 2,846,000 | 5,922,000 | 8,421,000 | 10,685,000 |
| Income tax | 767,000 | 1,474,000 | 2,207,000 | 2,745,000 |
| Net income | 2,079,000 | 4,448,000 | 6,214,000 | 7,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,914,000 | 74,892,000 | 76,267,000 | 88,985,000 |
| Total capital | 80,395,000 | 82,617,000 | 84,490,000 | 97,092,000 |
| Risk-weighted assets | 642,830,000 | 687,000,000 | 712,354,000 | 728,151,000 |