Call reports 2021
MIDDLETOWN VALLEY BANK — 2021
What MIDDLETOWN VALLEY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 709,116,000 | 722,485,000 | 774,298,000 | 812,706,000 |
| Total loans | 590,817,000 | 572,539,000 | 574,409,000 | 613,608,000 |
| Allowance for loan losses | 8,947,000 | 5,812,000 | 6,072,000 | 6,500,000 |
| Securities available for sale | 61,086,000 | 86,343,000 | 130,430,000 | 144,019,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 20,000 | 14,000 | 3,000 | 5,000 |
| Total deposits | 640,286,000 | 653,510,000 | 701,941,000 | 741,906,000 |
| Interest-bearing deposits | 407,310,000 | 419,135,000 | 446,787,000 | 466,514,000 |
| Noninterest-bearing deposits | 232,976,000 | 234,375,000 | 255,154,000 | 275,392,000 |
| Equity capital | 63,456,000 | 64,868,000 | 65,965,000 | 67,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,785,000 | 13,435,000 | 20,281,000 | 26,984,000 |
| Interest expense | 519,000 | 981,000 | 1,429,000 | 1,836,000 |
| Net interest income | 6,266,000 | 12,454,000 | 18,852,000 | 25,148,000 |
| Noninterest income | 537,000 | 1,054,000 | 1,577,000 | 2,053,000 |
| Noninterest expense | 3,456,000 | 7,530,000 | 11,760,000 | 16,223,000 |
| Provision for loan losses | 1,466,000 | 2,899,000 | 2,653,000 | 3,079,000 |
| Pretax income | 2,059,000 | 3,257,000 | 6,194,000 | 8,077,000 |
| Income tax | 595,000 | 916,000 | 1,673,000 | 2,088,000 |
| Net income | 1,464,000 | 2,341,000 | 4,521,000 | 5,989,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,938,000 | 64,814,000 | 66,744,000 | 67,969,000 |
| Total capital | — | — | 73,813,000 | 75,469,000 |
| Risk-weighted assets | — | — | 621,496,000 | 599,926,000 |