Call reports 2018
MIDDLETOWN VALLEY BANK — 2018
What MIDDLETOWN VALLEY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 373,398,000 | 392,987,000 | 428,842,000 | 435,574,000 |
| Total loans | 292,627,000 | 315,834,000 | 344,144,000 | 357,742,000 |
| Allowance for loan losses | 3,204,000 | 3,088,000 | 3,412,000 | 3,593,000 |
| Securities available for sale | 45,441,000 | 44,123,000 | 48,255,000 | 47,967,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 328,146,000 | 347,289,000 | 375,412,000 | 388,631,000 |
| Interest-bearing deposits | 230,707,000 | 245,192,000 | 273,826,000 | 281,156,000 |
| Noninterest-bearing deposits | 97,439,000 | 102,097,000 | 101,586,000 | 107,475,000 |
| Equity capital | 43,373,000 | 43,975,000 | 44,253,000 | 44,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,546,000 | 7,366,000 | 11,656,000 | 16,301,000 |
| Interest expense | 444,000 | 949,000 | 1,731,000 | 2,655,000 |
| Net interest income | 3,102,000 | 6,417,000 | 9,925,000 | 13,646,000 |
| Noninterest income | 281,000 | 570,000 | 869,000 | 1,174,000 |
| Noninterest expense | 2,548,000 | 5,236,000 | 8,086,000 | 11,455,000 |
| Provision for loan losses | 157,000 | 117,000 | 447,000 | 582,000 |
| Pretax income | 678,000 | 1,634,000 | 2,261,000 | 2,783,000 |
| Income tax | 177,000 | 431,000 | 584,000 | 702,000 |
| Net income | 501,000 | 1,203,000 | 1,677,000 | 2,081,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,333,000 | 44,969,000 | 45,376,000 | 45,580,000 |
| Total capital | 47,776,000 | 48,509,000 | 49,289,000 | 49,769,000 |
| Risk-weighted assets | 275,252,000 | 297,554,000 | 324,521,000 | 337,028,000 |