Call reports 2017
MIDDLETOWN VALLEY BANK — 2017
What MIDDLETOWN VALLEY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 304,565,000 | 311,624,000 | 324,663,000 | 361,224,000 |
| Total loans | 227,987,000 | 233,643,000 | 254,589,000 | 283,472,000 |
| Allowance for loan losses | 2,563,000 | 2,643,000 | 2,749,000 | 3,051,000 |
| Securities available for sale | 46,884,000 | 48,834,000 | 42,132,000 | 47,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 276,963,000 | 283,500,000 | 292,444,000 | 315,934,000 |
| Interest-bearing deposits | 184,584,000 | 194,148,000 | 204,542,000 | 221,080,000 |
| Noninterest-bearing deposits | 92,379,000 | 89,352,000 | 87,902,000 | 94,854,000 |
| Equity capital | 25,721,000 | 26,221,000 | 30,518,000 | 43,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,654,000 | 5,515,000 | 8,566,000 | 11,852,000 |
| Interest expense | 221,000 | 479,000 | 776,000 | 1,157,000 |
| Net interest income | 2,433,000 | 5,036,000 | 7,790,000 | 10,695,000 |
| Noninterest income | 263,000 | 573,000 | 849,000 | 1,121,000 |
| Noninterest expense | 1,890,000 | 4,006,000 | 6,091,000 | 8,676,000 |
| Provision for loan losses | 40,000 | 217,000 | 325,000 | 637,000 |
| Pretax income | 766,000 | 1,386,000 | 2,185,000 | 2,465,000 |
| Income tax | 271,000 | 483,000 | 768,000 | 1,248,000 |
| Net income | 495,000 | 903,000 | 1,417,000 | 1,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,151,000 | 26,533,000 | 30,766,000 | 43,815,000 |
| Total capital | 28,834,000 | 29,288,000 | 33,740,000 | 47,150,000 |
| Risk-weighted assets | 214,433,000 | 220,122,000 | 237,718,000 | 266,738,000 |