Call reports 2007
MIDDLETOWN VALLEY BANK — 2007
What MIDDLETOWN VALLEY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 144,854,000 | 143,999,000 | 143,537,000 | 143,485,000 |
| Total loans | 73,444,000 | 74,346,000 | 73,984,000 | 75,447,000 |
| Allowance for loan losses | 2,370,000 | 2,375,000 | 2,356,000 | 2,328,000 |
| Securities available for sale | 0 | 4,727,000 | 8,423,000 | 18,367,000 |
| Securities held to maturity | 53,673,000 | 49,644,000 | 45,609,000 | 34,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,258,000 | 108,302,000 | 107,407,000 | 106,994,000 |
| Interest-bearing deposits | 71,904,000 | 71,063,000 | 70,713,000 | 71,653,000 |
| Noninterest-bearing deposits | 37,354,000 | 37,239,000 | 36,694,000 | 35,341,000 |
| Equity capital | 35,162,000 | 35,616,000 | 36,050,000 | 36,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,855,000 | 3,752,000 | 5,639,000 | 7,541,000 |
| Interest expense | 177,000 | 372,000 | 599,000 | 882,000 |
| Net interest income | 1,678,000 | 3,380,000 | 5,040,000 | 6,659,000 |
| Noninterest income | 242,000 | 468,000 | 688,000 | 916,000 |
| Noninterest expense | 764,000 | 1,503,000 | 2,281,000 | 3,187,000 |
| Provision for loan losses | 0 | 0 | -17,000 | -45,000 |
| Pretax income | 1,156,000 | 2,345,000 | 3,464,000 | 4,433,000 |
| Income tax | 414,000 | 861,000 | 1,277,000 | 1,631,000 |
| Net income | 742,000 | 1,484,000 | 2,187,000 | 2,802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,162,000 | 35,652,000 | 36,103,000 | 36,442,000 |
| Total capital | 35,936,000 | 36,438,000 | 36,894,000 | 37,270,000 |
| Risk-weighted assets | 60,326,000 | 61,267,000 | 61,753,000 | 64,750,000 |
Machine access — free, no API key
Every figure shown here about MIDDLETOWN VALLEY BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.