Call reports 2006
MIDDLETOWN VALLEY BANK — 2006
What MIDDLETOWN VALLEY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 149,491,000 | 148,969,000 | 143,659,000 | 144,021,000 |
| Total loans | 74,223,000 | 74,880,000 | 76,027,000 | 74,565,000 |
| Allowance for loan losses | 2,459,000 | 2,462,000 | 2,450,000 | 2,450,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 63,525,000 | 60,249,000 | 56,221,000 | 54,696,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,776,000 | 115,093,000 | 109,268,000 | 109,260,000 |
| Interest-bearing deposits | 77,088,000 | 75,650,000 | 72,519,000 | 71,466,000 |
| Noninterest-bearing deposits | 38,688,000 | 39,443,000 | 36,749,000 | 37,794,000 |
| Equity capital | 33,281,000 | 33,795,000 | 34,290,000 | 34,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,870,000 | 3,747,000 | 5,614,000 | 7,487,000 |
| Interest expense | 158,000 | 326,000 | 499,000 | 670,000 |
| Net interest income | 1,712,000 | 3,421,000 | 5,115,000 | 6,817,000 |
| Noninterest income | 246,000 | 485,000 | 707,000 | 936,000 |
| Noninterest expense | 729,000 | 1,469,000 | 2,208,000 | 3,052,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,229,000 | 2,437,000 | 3,614,000 | 4,701,000 |
| Income tax | 405,000 | 859,000 | 1,301,000 | 1,694,000 |
| Net income | 824,000 | 1,578,000 | 2,313,000 | 3,007,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,281,000 | 33,795,000 | 34,290,000 | 34,672,000 |
| Total capital | 34,054,000 | 34,581,000 | 35,075,000 | 35,450,000 |
| Risk-weighted assets | 60,169,000 | 61,179,000 | 61,103,000 | 60,592,000 |
Machine access — free, no API key
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