Call reports 2007
CAPITAL BANK & TRUST COMPANY — 2007
What CAPITAL BANK & TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Total assets | 586,877,000 | 618,394,000 |
| Total loans | 489,390,000 | 517,088,000 |
| Allowance for loan losses | 5,766,000 | 5,554,000 |
| Securities available for sale | 66,807,000 | 68,794,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 477,360,000 | 492,774,000 |
| Interest-bearing deposits | 457,332,000 | 471,297,000 |
| Noninterest-bearing deposits | 20,028,000 | 21,477,000 |
| Equity capital | 45,252,000 | 48,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Interest income | 10,408,000 | 21,275,000 |
| Interest expense | 5,501,000 | 11,359,000 |
| Net interest income | 4,907,000 | 9,916,000 |
| Noninterest income | 666,000 | 1,251,000 |
| Noninterest expense | 3,471,000 | 7,194,000 |
| Provision for loan losses | 263,000 | 1,305,000 |
| Pretax income | 1,839,000 | 2,674,000 |
| Income tax | 594,000 | 893,000 |
| Net income | 1,245,000 | 1,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 |
|---|---|---|
| Tier 1 capital | 45,516,000 | 49,551,000 |
| Total capital | 51,282,000 | 55,105,000 |
| Risk-weighted assets | 509,006,000 | 550,194,000 |