Call reports 2002
CAPITAL BANK & TRUST COMPANY — 2002
What CAPITAL BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 192,859,000 | 209,670,000 | 231,828,000 | 239,101,000 |
| Total loans | 149,481,000 | 162,919,000 | 176,397,000 | 181,689,000 |
| Allowance for loan losses | 2,130,000 | 2,199,000 | 2,389,000 | 2,535,000 |
| Securities available for sale | 21,021,000 | 29,232,000 | 42,134,000 | 43,347,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,094,000 | 172,557,000 | 184,126,000 | 189,895,000 |
| Interest-bearing deposits | 140,750,000 | 156,194,000 | 165,758,000 | 171,312,000 |
| Noninterest-bearing deposits | 15,344,000 | 16,363,000 | 18,368,000 | 18,583,000 |
| Equity capital | 16,724,000 | 17,414,000 | 18,063,000 | 18,601,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,102,000 | 6,420,000 | 10,019,000 | 13,721,000 |
| Interest expense | 1,176,000 | 2,424,000 | 3,798,000 | 5,170,000 |
| Net interest income | 1,926,000 | 3,996,000 | 6,221,000 | 8,551,000 |
| Noninterest income | 313,000 | 714,000 | 1,234,000 | 1,956,000 |
| Noninterest expense | 1,559,000 | 3,193,000 | 4,925,000 | 6,808,000 |
| Provision for loan losses | 217,000 | 447,000 | 745,000 | 1,090,000 |
| Pretax income | 463,000 | 1,071,000 | 1,786,000 | 2,610,000 |
| Income tax | 175,000 | 406,000 | 663,000 | 968,000 |
| Net income | 288,000 | 665,000 | 1,123,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,810,000 | 17,187,000 | 17,645,000 | 18,099,000 |
| Total capital | 18,706,000 | 19,231,000 | 19,813,000 | 20,372,000 |
| Risk-weighted assets | 151,464,000 | 163,353,000 | 173,204,000 | 181,539,000 |