Call reports 2026
MOUNTAIN VALLEY BANK — 2026
What MOUNTAIN VALLEY BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 557,172,000 | 556,545,000 |
| Total loans | 414,432,000 | 410,255,000 |
| Allowance for loan losses | 4,736,000 | 4,641,000 |
| Securities available for sale | 46,921,000 | 43,579,000 |
| Securities held to maturity | 47,848,000 | 46,612,000 |
| Trading assets | 0 | 0 |
| Total deposits | 447,421,000 | 445,392,000 |
| Interest-bearing deposits | 342,223,000 | 343,883,000 |
| Noninterest-bearing deposits | 105,198,000 | 101,509,000 |
| Equity capital | 58,238,000 | 58,959,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,251,000 | 14,729,000 |
| Interest expense | 2,337,000 | 4,772,000 |
| Net interest income | 4,914,000 | 9,957,000 |
| Noninterest income | 487,000 | 865,000 |
| Noninterest expense | 3,626,000 | 7,377,000 |
| Provision for loan losses | 74,000 | 102,000 |
| Pretax income | 1,715,000 | 3,185,000 |
| Income tax | 355,000 | 648,000 |
| Net income | 1,360,000 | 2,537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 57,532,000 | 58,245,000 |