Call report 2025Q4
MOUNTAIN VALLEY BANK — 2025Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 562,231,000 | USD | evidence → |
| Total loans | 406,014,000 | USD | evidence → |
| Allowance for loan losses | 4,695,000 | USD | evidence → |
| Securities available for sale | 50,048,000 | USD | evidence → |
| Securities held to maturity | 48,199,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 453,153,000 | USD | evidence → |
| Interest-bearing deposits | 335,887,000 | USD | evidence → |
| Noninterest-bearing deposits | 117,266,000 | USD | evidence → |
| Equity capital | 57,438,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 29,572,000 | USD | evidence → |
| Interest expense | 10,584,000 | USD | evidence → |
| Net interest income | 18,988,000 | USD | evidence → |
| Noninterest income | 1,888,000 | USD | evidence → |
| Noninterest expense | 14,105,000 | USD | evidence → |
| Provision for loan losses | 665,000 | USD | evidence → |
| Pretax income | 6,226,000 | USD | evidence → |
| Income tax | 1,281,000 | USD | evidence → |
| Net income | 4,945,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 56,627,000 | USD | evidence → |