Call reports 2009
MOUNTAIN VALLEY BANK — 2009
What MOUNTAIN VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 135,953,000 | 140,920,000 | 145,635,000 | 150,238,000 |
| Total loans | 122,311,000 | 127,355,000 | 130,846,000 | 130,164,000 |
| Allowance for loan losses | 1,413,000 | 1,529,000 | 1,649,000 | 2,403,000 |
| Securities available for sale | 6,009,000 | 3,991,000 | 4,009,000 | 3,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,123,000 | 117,580,000 | 122,670,000 | 127,818,000 |
| Interest-bearing deposits | 95,257,000 | 101,120,000 | 107,849,000 | 112,931,000 |
| Noninterest-bearing deposits | 16,866,000 | 16,461,000 | 14,821,000 | 14,887,000 |
| Equity capital | 12,413,000 | 12,638,000 | 14,118,000 | 13,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,020,000 | 4,099,000 | 6,286,000 | 8,411,000 |
| Interest expense | 632,000 | 1,209,000 | 1,802,000 | 2,385,000 |
| Net interest income | 1,388,000 | 2,890,000 | 4,484,000 | 6,026,000 |
| Noninterest income | 258,000 | 539,000 | 777,000 | 1,024,000 |
| Noninterest expense | 1,207,000 | 2,521,000 | 3,764,000 | 5,001,000 |
| Provision for loan losses | 96,000 | 292,000 | 427,000 | 1,517,000 |
| Pretax income | 343,000 | 616,000 | 1,070,000 | 532,000 |
| Income tax | 96,000 | 138,000 | 329,000 | 134,000 |
| Net income | 247,000 | 478,000 | 741,000 | 398,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,272,000 | 12,502,000 | 13,966,000 | 13,552,000 |
| Total capital | 13,685,000 | 14,031,000 | 15,615,000 | 15,174,000 |
| Risk-weighted assets | 125,374,000 | 131,066,000 | 131,484,000 | 129,155,000 |
Machine access — free, no API key
Every figure shown here about MOUNTAIN VALLEY BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.