Call report 2007Q4
MOUNTAIN VALLEY BANK — 2007Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,307,000 | USD | evidence → |
| Total loans | 98,302,000 | USD | evidence → |
| Allowance for loan losses | 1,105,000 | USD | evidence → |
| Securities available for sale | 4,140,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 103,857,000 | USD | evidence → |
| Interest-bearing deposits | 85,374,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,483,000 | USD | evidence → |
| Equity capital | 11,504,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,422,000 | USD | evidence → |
| Interest expense | 3,347,000 | USD | evidence → |
| Net interest income | 5,075,000 | USD | evidence → |
| Noninterest income | 910,000 | USD | evidence → |
| Noninterest expense | 3,805,000 | USD | evidence → |
| Provision for loan losses | 570,000 | USD | evidence → |
| Pretax income | 1,610,000 | USD | evidence → |
| Income tax | 431,000 | USD | evidence → |
| Net income | 1,179,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 11,071,000 | USD | evidence → |
| Total capital | 12,176,000 | USD | evidence → |
| Risk-weighted assets | 102,824,000 | USD | evidence → |