Call report 2005Q4
MOUNTAIN VALLEY BANK — 2005Q4
The 22 measures MOUNTAIN VALLEY BANK reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 69,140,000 | USD | evidence → |
| Total loans | 58,813,000 | USD | evidence → |
| Allowance for loan losses | 459,000 | USD | evidence → |
| Securities available for sale | 1,763,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 56,348,000 | USD | evidence → |
| Interest-bearing deposits | 45,704,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,644,000 | USD | evidence → |
| Equity capital | 7,266,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,570,000 | USD | evidence → |
| Interest expense | 1,007,000 | USD | evidence → |
| Net interest income | 2,563,000 | USD | evidence → |
| Noninterest income | 594,000 | USD | evidence → |
| Noninterest expense | 2,717,000 | USD | evidence → |
| Provision for loan losses | 384,000 | USD | evidence → |
| Pretax income | 56,000 | USD | evidence → |
| Income tax | -10,000 | USD | evidence → |
| Net income | 66,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,838,000 | USD | evidence → |
| Total capital | 7,297,000 | USD | evidence → |
| Risk-weighted assets | 61,759,000 | USD | evidence → |